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Gnosis Pay gives you the infrastructure to launch a card program and the flexibility to run it your way. Here’s what that means in practice, for your business and for your engineering team.

For your business

Onboarding

KYC sharing

Already onboard your users with Sumsub? Integrate that flow directly and share KYC into Gnosis Pay. Your users complete verification once, no duplicate KYC to get a card.

Multi-chain and multi-currency

Multi-chain

Launch your card program on the chains you choose. We support the underlying infrastructure across multiple chains. Gnosis Pay infra is live on Celo and Gnosis Chain.

Multi-stablecoin

Enable your ecosystem’s stablecoin as a spending currency, fully on-chain with native support. A single card can hold and spend multiple tokens.

Multi-currency accounts

EUR, USD, and GBP accounts available by default, with multi-currency support built in.

Money movement

Instant withdrawals

Fully self-custodial. Withdraw your balance instantly — no lock-up periods, no settlement delays.

Instant reversals

Reversals are processed the moment we receive the message from the network. Funds return to the user’s balance immediately, with no manual step in between.

Customization

Custom card design

Design your own cards to match your brand (subject to Visa’s approval timeline).

Custom markup

Add your own markup on top of transactions.

Custom limits

Set account- and card-level spending limits per user.

Flexible integration

Shape the program to your product from onboarding to card controls.

Payments experience

Apple Pay & Google Pay

Provision cards to Apple Pay and Google Pay so users can tap to pay from day one.

For developers and product teams

Partner Dashboard

Configure webhooks and PSE setup, and access analytics and user data so your team can own communications and user relationships directly.

Sandbox environment

A full sandbox to build and test against before going to production, including transaction simulations.

Real-time webhooks

Subscribe to real-time events to power user notifications and keep your systems in sync.

Integration support

Technical integration support available throughout your build.